Western Reserve Mutual Casualty Company is an insurance company based in Wooster, Ohio. Established in 1937, the company writes personal auto, homeowners, dwelling, personal and commercial inland marine, personal and commercial umbrella, commercial auto, commercial property, commercial general liability, commercial package, and business owners insurance in Ohio and Indiana. It operates as a part of The Western Reserve Group (WRG), which is made up of three Ohio domiciled property and casualty insurance companies. Other members of WRG are Lightning Rod Mutual Insurance Company (LRM) and Sonnenberg Mutual Insurance Company (SMI). The assets of the company are managed by its executive management team.